Florida No Fault Law - Gainesville Attorneys
Do you understand the coverage provided by Florida no fault insurance?
If not, it is a type of insurance protection required by law for any resident who owns a registered vehicle. Since the state's statutory minimum does not constitute full liability coverage, no fault insurance is designed to fill the gap. Many drivers have mistakenly thought they had all the insurance they would ever need, only to find out after an accident that they only had a bare minimum of protection. Prior to enacting today's no fault laws, the chance of obtaining full compensation for serious injuries was somewhat limited.
Personal Injury Protection | PIP Coverage & Exceptions
At Schackow & Mercadante, our Gainesville auto accident attorneys have the experience and expertise to review your case and identify the best source of compensation for injuries and damages. Generally speaking, if you are a Florida resident and own a registered vehicle, you are covered in an auto accident by PIP:
- While Operating Your Vehicle
- As a Passenger in Other Vehicles
- Regardless of Who is At Fault
- Outside the State in Your Vehicle
- As a Pedestrian or Cyclist
In addition to your personal coverage, PIP insurance may cover relatives and children (that live with you and don't own a vehicle) who are involved in a collision: while driving your car, while riding with others or while walking or biking. If a passenger or relative living with you own a registered vehicle, they are not covered by your PIP. Auto insurance coverage can be tricky. When you or a loved one are involved in a vehicular accident, it is important to seek the immediate advice of legal counsel to determine what coverage is available to pay for your family's medical expenses, pain and suffering and lost wages. Call us toll free at 1-877-798-7700 for a case review.
DISCLAIMER: This website does not seek to nor does it establish an attorney-client relationship. The content is provided "as is" and should not be construed as legal advice on any matter of personal injury or wrongful death. Victims should seek immediate legal counsel following any serious accident or injury.
The Law Offices of Schackow & Mercadante, P.A. proudly serve the Central / North Florida residents of Gainesville, Lake City, Palatka and Ocala.
I was in a car accident a little over a year ago where it was at fault of the other driver who unfortunately had little to zero coverage and there was a lot of other issues that arose with the insurance/medical side and I worked with this firm to help me with all the red tape and sort the things that were over my head and I didn't understand and they were absolutely incredible. The time they take to explain and educate their clients along with how detail oriented they are really makes such an unpleasant situation that much more bareable. Our paralegal, Sarena is one of a kind and this entire situation wouldn't have been the same with our her professionalism and kind hearted service. We are eternally grateful to have worked with this group of people who took a situation that seemed impossible and helped guide us through it to get the outcome and answers we wanted. I highly recommend them to anymore in need of legal services or just some questions answered. They are a dream team 😊
— Kayleigh Blackburn